E-banking: Issues and Challenges

سال انتشار: 1387
نوع سند: مقاله کنفرانسی
زبان: انگلیسی
مشاهده: 4,304

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شناسه ملی سند علمی:

EBANKING02_066

تاریخ نمایه سازی: 27 خرداد 1387

چکیده مقاله:

The new information technology is becoming an important factor in the future development of financial services industry, and especially banking industry. Growing international trading and problems in transferring money have motivated researchers to introduce a new structure. E-banking is such idea. Most of banks are using the Internet as a new distribution channel. E-banking or on-line banking is a service provided by many banks and credit unions that allow conducting banking transactions over the Internet using the information and communication technology. Ebanking also provides opportunities for creating new sets of global and national trading relationships with the emergence of web and the Internet. This paper presents a through survey of e-banking describing definition, barriers, benefits from the customers’, economy, and bank point of views, and main issues and challenges such as risk management and factors responsible for e-banking development. Finally, conclusion and future perspective of e-banking development will be discussed.

نویسندگان

Mohammad Reza Nami

Faculty of Computer Engineering, Islamic Azad University- Sahr-e-Rey Branch

Sanaz Hamdollahzadeh

Faculty of Computer Engineering, Islamic Azad University- Sahr-e-Rey Branch

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