Pension Finance in a Family: An Exposition
سال انتشار: 1391
نوع سند: مقاله کنفرانسی
زبان: انگلیسی
مشاهده: 451
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شناسه ملی سند علمی:
INSDEV19_001
تاریخ نمایه سازی: 21 بهمن 1397
چکیده مقاله:
This paper links family ties with pension finance. This idea leans on altruistic motives within family as well as economic considerations. Market supply of pensions either in the formal state pension programmes or in private institutions has to a large extent replaced the need for long term association between family members. Family ties are partly weakened by state interventions and necessities oflong term commitments are therefore replaced by private and state pensions. These changes are helped by financial resources needed at old age that are demand driven in contrast to family commitments that are usually supply driven and normally voluntary. A model of individual accounts is suggested to partly internalise old age pension finance with family commitments
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نویسندگان
Morteza Aalabaf-Sabaghi
E.C.O. College of Insurance, Allameh Tabatabai University, No.۱۴, Seventh Street, Khalid Islamboli Avenue, Tehran ۱۴۸۷۷, Iran